The application
Alerts and notifications
What Patrima watches, when it looks, where alerts land, and how you tune or silence them.
On this page
Patrima raises alerts on what matters: lending health factors, allocation drift, portfolio drawdown, yield drops, trading signals, finished reports and news on your holdings. They land in the notification center behind the bell, as on-screen notifications while you are in the app and, for critical alerts on the Pro plan, by email. You control the noise: thresholds are yours, an alert can be snoozed, and health factor alerts can be muted per position.
Three channels
The bell and its history, on-screen notifications during a session, and email for critical alerts only, on the Pro plan, to a verified address.
Once a day
Portfolio alerts are evaluated at the daily snapshot, not continuously. Signals and news follow their own 15-minute rhythm.
Your thresholds
Health factor, drawdown, drift, yield drop and yield target levels are set in Settings, with validated bounds.
Snooze or mute
Snooze is not now: one hour, four hours, tomorrow, or until the position recovers. Mute is never, for one position.
Health factor
- What triggers it
- A lending position below your warning threshold (warning) or your critical threshold (critical), evaluated at the daily snapshot. When the account's last sync is not recent, the health factor is computed on the last known positions at today's prices, and the alert says how many hours ago they were synced.
Monitoring unavailable
- What triggers it
- A lending position whose health factor cannot be computed: missing liquidation threshold, missing price, a debt that values at zero, or an account whose positions were never synced. One notice per episode, not an alert.
Allocation drift
- What triggers it
- A domain or a sub-pocket outside its plan band, further from its target than your drift threshold, in percent and in dollars. Not raised when a price is missing, since the percentages would be partial.
Yield drop
- What triggers it
- A yield position whose rate fell by more than your absolute or relative threshold, above a minimum capital.
Drawdown
- What triggers it
- Your net worth down by more than your warning or critical percentage since the previous daily snapshot, three days old at most. Known deposits and withdrawals are taken out of the change; when the flows cannot be traced, as with a connected account, the alert still goes out and says the drop may include them. Always on.
Trading signals
- What triggers it
- An entry signal, an exit signal or a sell target reached on one of your plans.
Reports
- What triggers it
- A scheduled report ready, or a scheduled generation that failed twice in a row (once, when the monthly allowance is reached or the copilot is turned off).
News on my portfolio
- What triggers it
- A story rated at high importance on an asset you hold.
Yield target
- What triggers it
- The weighted rate of your open yield positions whose rate is known below the target you set, above a minimum of capital covered by that rate.
Account
- What triggers it
- Welcome on sign-up, and a notice whenever your password changes. Always on.
Notifications appear in the centre opened from the bell, and in full on the Notifications page: Active lists what you have not archived, All adds the archived ones, and severity and type narrow the list. Each notification can be marked as read, archived, or explained by the copilot. Its text follows the language of the app. Critical alerts can also be emailed on Pro or above, if your address is verified and you have enabled email in Settings.
Not a real-time monitor
Health factors, drift, drawdown and yield alerts are evaluated once a day, at the scheduled snapshot; a manual resync refreshes what the page shows but does not evaluate alerts. If the day's snapshot fails, every alert is still evaluated on your current positions, except the drawdown, which compares two snapshots. When an account's last sync is not recent, the health factor, drift, yield drop and yield target alerts are evaluated on its last known positions and say how many hours ago they were synced; only an account never synced suspends them. Trading signals and news follow their own 15-minute rhythm. For a lending position close to liquidation, the protocol's own interface remains the reference.
Health factor, warning and critical
- Default
- 2.5 and 1.3, in Settings, Risk
Drawdown, warning and critical
- Default
- 5% and 10%, in Settings, Risk
Allocation drift
- Default
- 5% and 500 dollars minimum, with optional per-category bands (Stable, Crypto, TradFi), in Settings, Notifications
Yield drop
- Default
- At least 2 percentage points, or at least 30% with a drop of at least 0.75 percentage points, for capital of at least $500
Yield target
- Default
- Off; when on, checked daily above 500 dollars of working capital
Email
- Default
- Off; when on, critical alerts only
Enable the alert types you want in Notification settings. Drawdown and account notices remain active. Send test notification checks the bell display; it does not send an email.
Remind me later pauses an alert for the chosen period. Mute alerts for this position disables its health factor alerts until you enable them again in Settings, and archives its current ones (they stay under All on the Notifications page). A critical alert can still return during a pause if the health factor drops by at least another 0.1.
Read notifications that are not critical are archived after 30 days; unread and critical ones stay until you archive them. A health factor alert is archived on its own once it no longer describes its position: the health factor is back above your warning threshold, the position is closed or ignored, or, for a critical alert, the position is back between your two thresholds. Archived notifications are deleted 180 days after archiving, critical ones a year after.
Frequently asked questions
What is the difference between Snooze and Mute?
Remind me later temporarily pauses an alert. Mute disables health factor alerts for a position until you enable them again in Settings. A pause can be interrupted if a critical situation worsens.
Why did I get an alert during a snooze?
A critical alert returns if the health factor drops by at least another 0.1 from its level at the start of the pause. Pausing does not guarantee that no further alerts will appear.
How does "Until this position recovers" work?
The snooze holds as long as the health factor stays below your warning threshold. Once it recovers above the threshold, the snooze clears itself, and if the position deteriorates again later, you will be alerted again.
Which alert thresholds can I configure?
In Settings, Risk and Settings, Notifications: health factor warning and critical levels, drawdown warning and critical percentages, yield drop sensitivity and minimum capital, allocation drift threshold, and the cadence of yield target alerts. Each field has validated bounds.
Why am I not receiving email alerts?
Email is part of the Pro plan, is used for critical alerts only, and requires a verified email address. Check your plan, that your address is verified, that email is switched on in Settings, Notifications, and that the alert actually reached critical severity: warnings stay in-app.
How can I check my notification setup?
Use Send test notification in Notification settings. The test appears in the bell; it does not test email delivery.
What does Explain this alert do?
It asks the copilot to put the alert in context: why it fired, the options with their numbers, doing nothing included, and the points to follow. The explanation opens under the notification, with the time it was generated. It is information, not investment advice, and it counts toward the copilot's monthly allowance; when the allowance is reached, the notification says so.
See also